Question Papers For Board Examinations 2018

Class – XII

Subject – Insurance

Subject :-Insurance

Class : XII

Year : 2018

General Instructions :

• Please check that this question paper contains 7 printed pages. 
• Code number given on the right hand side of the question paper should be written on the title page of the answer-book by the candidate.
• Please check that this question paper contains 24 questions.
• Please write down the Serial Number of the question before attempting it.
• 15 minute time has been allotted to read this question paper. The question paper will be distributed at 10.15 a.m. From 10.15 a.m. to 10.30 a.m., the students will read the question paper only and will not write any answer on the answer-book during this period.

1. State any two types of general insurance other than Fire Insurance.
2. Write the full name of a company which was earlier a subsidiary of G.I.C.
3. Can a Fire Insurance Policy of two years’ duration be obtained by a business house ?
4. Name the three types of Marine Insurance.
5. Which type of insurance is mandatory under the Motor Vehicles Act ?
6. What is meant by Time Policy under Marine Insurance ?
7. A Burglary and Theft Insurance Policy should be obtained to cover the loss of goods-in-transit from one sea-port to another sea-port. Do you agree ? Give reason in support of your answer.
8. Will a claim under Personal Accident Policy be accepted in the case of natural death of the insured ? Give reason in support of your answer.
9. Will it be advisable to insure a property under Fire Insurance for a value higher than its actual value ? Answer giving reasons. 
10. What will be the effect of insuring a property under Fire Insurance for a value which is less than its actual value, if the policy contains Average Clause ? Explain with example.
11. What is meant by a Valued Fire Insurance Policy ?
12. What is meant by ‘General Average’ in Marine Insurance contracts ?
13. When and why is a Cover Note issued in Motor Insurance ?
14. State the details that are given in the Certificate of Insurance of a vehicle.
15. Amar is the owner of a house which is insured against fire. He sells the house to Banshidhar, but does not transfer the insurance policy to him. The house is thereafter destroyed by fire. Can Amar or Banshidhar recover the loss from the insurance company ? Which principle of insurance will be applicable in this case ?   

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Courtesy: CBSE