CBSE Class-12 Exam 2020 : Question Paper (Insurance)

• Subject :-Insurance
• Class : XII
• Year : 2020

SECTION A

(Employability Skills)

Answer any four questions out of the given 6 questions of 1 mark each : 1x4=4

1. Rewrite the following sentences using the word(s) given. Your answer must be in one sentence. 1

(a) She does not like coffee. She does not like tea also.__________________ neither _______________

(b) She is the mother of Rohit. She is also the mother of Seema.__________________ both _______________

2. What are the rows and columns in an Excel Sheet ? 1
3. What is meant by a slide in PowerPoint ? 1

4. Self-confidence is a quality of a/an ____________ . 1
(A) entrepreneur
(B) gambler
(C) broker
(D) employer

5. State the meaning of self-awareness. 1

6. What do you mean by green jobs ? 1

Answer any three questions out of the given 5 questions of 2 marks each : 2x3=6

7. Explain the importance of active listening at the workplace. 2

8. Give a list of any four positive and four negative personality traits. 2

9. While creating a spreadsheet, Harish entered the expression 28 + 59 in a cell expecting the cell will display 87 but the cell displayed 28 + 59 only. What changes should be made in the expression 28 + 59 so that the cell displays 87 ? 2

10. What is self-motivation ? Explain its importance in brief. 2

11. List any four measures for conservation of energy. 2

SECTION B

(Subject Skills)

Answer any ten questions out of the given 12 questions of 1 mark each : 1x10=10

12. The consideration paid by the insured under a contract of insurance is called ____________ . 1
(A) Claim amount
(B) Surrender value
(C) Maturity amount
(D) Premium

13. The maximum limit of liability of insurer under an insurance policy is the __________ . 1
(A) sum insured
(B) premium paid
(C) amount of loss
(D) amount claimed

14. Can a public limited company having a paid-up capital of < 10 crore start a general insurance business in India ? 1

15. Under which type of general insurance policy is the loss caused by landslide and flood covered ? 1

16. What type of marine insurance policy is concerned with the insurance of ships ? 1

17. At what time must insurable interest exist in the case of a contract of marine insurance ? 1

18. Is a time policy under marine insurance valid for a period exceeding one year ? 1

19. Name the document which is acceptable as an evidence of the existence of the insurance of a vehicle. 1

20. Under which insurance policy can claim be filed for the expenses of hospitalisation ? 1

21. Which type of policy provides coverage against loss of property by house-breaking ? 1

22. Will death on account of sudden heart attack be covered under Personal Accident Insurance Policy ? 1

23. Under which type of fire insurance policy are stocks stored in godowns located at different places ? 

Answer any five questions out of the given 7 questions of 2 marks each : 2x5=10

24. What is Valued Fire Insurance Policy ? 2
25. What is called a Floating Marine Insurance Policy ? 2
26. What is meant by Voyage Policy in marine insurance ? 2
27. What is the use of Cover Note in Motor Vehicle Insurance ? 2
28. What do you mean by Cashless Health Insurance Policy ? 2
29. Why is a Third Party Administrator appointed ? 2
30. What is Burglary Insurance ? 2

Answer any five questions out of the given 7 questions of 3 marks each : 3x5=15

31. Give any three differences between contracts of insurance and contracts of guarantee. 3
32. State any three facts, the non-disclosure of which does not affect the validity of a general insurance contract. 3
33. Explain the importance of general insurance. 3
34. Explain giving an example, the average clause in a fire insurance policy. 3
35. What documents have to be submitted while filing a claim under fire insurance ? 3
36. State the provisions relating to Third Party Motor Vehicle Insurance. 3
37. State any three circumstances under which a Burglary and Theft Insurance Claim may be rejected. 3

Answer any three questions out of the given 5 questions of 5 marks each : 5x3=15

38. Explain the principles of indemnity and subrogation with reference to contracts of general insurance. 5
39. What is meant by warranties in a contract of marine insurance ? State any three warranties which are implied in a marine insurance contract. 5
40. What immediate action will you take on coming to know that your car is stolen ? Describe the procedure of filing the insurance claim for car theft. 5
41. What information needs be provided in the proposed form for burglary insurance ? Explain in brief. 5
42. What benefits are available under a Personal Accident Insurance Policy ? 5

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Courtesy: CBSE